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Welcome to MortgageFit Community. Our members provide personalized guidance on the best mortgage program for you and also help you get out of mortgage problems. Around 2,526 mortgage lenders have so far helped 23,946 members. So, whether you're a first time buyer or looking for another home loan, feel free to discuss your options and ask for no-obligation free quote from our community ranked lenders.
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It's important that you choose the right loan keeping in mind how much you can afford. While there are lenders in the community to help you choose the best offer through free counseling and loan advice, here's a list of popular articles for self-knowledge and easy decision-making.
  • When should you go for a mortgage? Check out yourself: Check out 11 affordability factors that will help you decide whether you should go for a home mortgage if you have plans to save money or make debt payments.
  • How credit score affects you: The higher your credit score, the lower will be the rate offered depending upon other factors. Before you apply for a home loan, check out how credit scores have an impact on the loan offers you may receive.
  • Popular loan programs: There are a wide range of loan programs available at fixed and adjustable rates of interest. You need to understand the features of such loans and decide which loan type is suitable for you. So, watch out for the popular loan programs available in the market.
  • Looking to refinance and save cash: If you're unable to make payments on your loan, and want to go for a reduced rate of interest, refinancing may be the right option for you. So, check out why and when it's best to refinance.
  • Cashing out home equity: If you have built up enough equity in your home, then you may pull it out to obtain cash for home repairs, debt payments, etc. This can be done by taking out a second mortgage against your home equity.
  • 31 Common Mistakes to avoid: Homeowners often make mistakes while talking out or managing a home loan. Watch out for the common mistakes so that you can avoid them.

10 Latest Community Discussions ( 42,364 community discussions more ... )
  • Commitment Letter from Underwriter by jennywasko (Updated 33 hours ago)
    My husband is self employed. We applied for a new home through USDA Farmers Loan (chase is the underwriter). ...
  • Refinance Woes by jperdomo (Updated 4 hours ago)
    Hi, I am interested in finding out what my options are regarding refinance options for my wife and I. We...
  • help!!!!!!!! by wangari001 (Updated 4 hours ago)
    I own a house whose mortgage is $2000 a month, due to a job relocation I have tried to sell this house for the...
  • Deed by Neverned (Updated 33 hours ago)
    I am having a default divorce soon, my wife has left the country for more than three years. My wife is on the ...
  • scammed by nitabomb55 (Updated 33 hours ago)
    Post Your detailed question here. my mother in law was about to lose her home, my husband and I pay off m...
  • Payoff by Guest (Updated 2 hours ago)
    In 1985, I took out a loan for $85,000 to buy out my Aunt. Now, my dad and I own a property 50/50. My dad rem...
  • deeds by cvilardi (Updated 3 hours ago)
    I am buying into my boyfriends house...what is the best way to protect me?...
  • Va loan approval by Guest (Updated 36 hours ago)
    If I have lived overseas as a Stay at home mom and return to the states this coming January and work for one y...
  • VA certificate on 2nd home by Guest (Updated 37 hours ago)
    I am currently trying to sell my home and purchase a second home as my primary dwelling. My current home is no...
  • Can I qualify with old chargeoffs/collections on my credit? by nykolos (Updated 39 hours ago)
    Here's the situation; My middle score is just over 600, I have charge offs and collections on my report tha...
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