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jbarto65
Joined: 04 Nov 2007
Posts: 625
-0.07 Dollars($)
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 Posted: Wed Jul 02, 2008 3:05 pm Post subject: |
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| Well, I would not think that it would be a very enjoyable job, can you imagine going to work everyday, doing a job that you have to call people everyday and get on them about past debt. You would hear all types of stories, from people who do not genuinely feel they owe the debt or those who know they owe it and chose not to pay it. I think that dealing with people who owe debt would be a heart wretching and/or frustrating experience, just a job that I would not want to do. I guess someone has to do it, thank god it is not me. |
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fireyone_02
Joined: 20 Mar 2008
Posts: 281
2.17 Dollars($)
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| Posted: Tue Jul 15, 2008 4:48 am Post subject: |
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| I agree but I also think they get ruthless people in their offices too. Life is full of those people and when everything is going well it is easy to deal with them but when your down and out it sure doesn't help. I don't like dealing with most of these people. Hopefully everyone keeps good records becasuse I have heard of junk collectors trying to recollect on a paid debt. |
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fireyone_02
Joined: 20 Mar 2008
Posts: 281
2.17 Dollars($)
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| Posted: Tue Jul 15, 2008 4:51 am Post subject: |
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| I cashed out a little while back. why is my money showing in the negative? |
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noname
Guest
0.10 Dollars($)
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| Posted: Sat Nov 08, 2008 1:42 pm Post subject: Mortgage late effect on credit score and credit card rates |
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| We now have a late on our our mortgage. How will this effect our credit score and will our credit card company's raise our rate because of this? |
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Niicss
Joined: 03 Oct 2005
Posts: 1496
Location: New Jersey
228.74 Dollars($)
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| Posted: Tue Nov 11, 2008 3:40 am Post subject: |
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Hi noname,
If a late payment is reported by the lender to the credit bureaus, then it will affect your credit score by about 50 points. If it is not reported, then you don't have to worry.
Thanks.
_________________
Good is the Enemy of Great. |
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peabrain
Guest
0.10 Dollars($)
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| Posted: Sun Dec 07, 2008 11:18 am Post subject: credit score |
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| i have recently applied for a job as a self employed loan collector what will they look for in my credit score |
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jerry
Moderator
Joined: 17 Oct 2005
Posts: 1183
Location: MICHIGAN
154.37 Dollars($)
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| Posted: Mon Dec 08, 2008 1:48 am Post subject: |
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Hi peabrain,
If you want to take a loan, the lender will look not only at your credit score but your entire credit history. If you have a credit score in the 700's, it will be easier for you to get a loan. Apart from this, the lender will also look into your credit report. If your credit report has late payments, collections or unpaid liens, it will become difficult for you to get a loan. If there is no adverse information on your credit report, getting a loan will be easier for you.
Thanks,
Jerry |
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jamesrobinson1955
Joined: 05 Jan 2009
Posts: 1
1.23 Dollars($)
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| Posted: Mon Jan 05, 2009 1:09 am Post subject: Vantage vs FICO |
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Do you see the Vantage scoring model replacing the FICO model any time soon?
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580 Credit Score |
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Guest
0.10 Dollars($)
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| Posted: Tue Jan 06, 2009 12:25 am Post subject: |
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| The FICO score will prevail for some more time. I don't think the new Vantage Score model will replace the FICO score so easily. Moreover the lenders and the borrowers will get confused with the sudden introduction of the VantageScore. |
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