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Can an employer keep you from withdrawing from a 401K plan for a mortgage payment?

Posted on: 23rd Sep, 2008 01:28 pm
I am told that the only way to get money from my 401k is to quit my job, then withdraw it.
owl, if that's the case, that's the case. it would appear that you've either had the account for too short a period of time; or you don't actually have a 401(k) after all.

go back and ask again and get specifics.
Posted on: 23rd Sep, 2008 02:15 pm
Hi smiling_owl!

Welcome to forums!

I completely agree with gmakerley. Check whether it was a 401(k) plan or not.

Feel free to ask if you have further questions.

Sussane
Posted on: 23rd Sep, 2008 10:35 pm
if i have a loan on my 401 k and i have a balance still can i pull out the money still thats left,,
Posted on: 03rd Dec, 2008 08:44 am
honestly, any questions someone might have on a 401K account ought to be addressed specifically to the administrator of the accounts. inasmuch as this is a community specifically designed to discuss mortgages, you'll generally find a lack of expertise here.

my understanding is that every 401K plan is designed differently; the answers you may receive might work for one plan, but not another. the only sure way for you to know about your own plan is to discuss the details with your administrator.
Posted on: 03rd Dec, 2008 10:11 am
I worked for a dentist for alomost 5 years and had a 401-k and profit sharing. I wanted to withdrawl the money and he says I can't get it until early 2010. He says they have to do an end of the year census. Does this usually apply. I thought that was my money and I could get any time since I left that employer?
Posted on: 23rd Sep, 2009 08:05 pm
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