Is it possible to get an FHA loan with a paid full/charge-off on credit report? - Mortgagefit

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Is it possible to get an FHA loan with a paid full/charge-off on credit report?

Second mortgage with Beneficial sold to Green Tree in June 2014. Loan was in default at the time. Payments were set up in July 2014 and all were made on time until February 2015 when the loan was paid in full. No settlement, full amount was paid. Is this going to be a deal breaker as far as purchasing a new home?

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Anonymous's picture

Anonymous
25-09-2015

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It could how far behind were you - because it is a mortgage they will consider it differently - if you were 120 days late it will be viewed as a foreclosure and that requires a three year wait Good Luck Brian Barnes Brian@Aimwithfocus.com Helping people with Mortgages all over the country

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brian1 | Asked on 2015-09-27

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