Ltv vs crdit score

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Loan to value 64.5%
Appraisal came in at 325,000
Current left on mortgage 209,000
Credit score 643
Cash out 25,000
Rate 4.5

I'm currently locked in at 4.125 but the potential lender Loan Depot is stating the appraisal needed to come in at 391,700 in order to get the 4.125 rate based on Fannie Mae based loan. Is that true or are they messing with me.

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Anonymous
17-09-2015

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see my answer in the first post you made - Brian Barnes Mortgages in all 50 States Brian@AimWithFocus.com

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brian1 | Asked on 2015-09-17

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