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Company Loan Type APR Est. Pmt.

COMMISSION STRUCTURE

Posted on: 28th Jan, 2010 06:31 pm
$300,000 @ 3% = $9,000

$400,000 @ 3% = $12,000

$500,000 @ 3% = $15,000

$600,000 @ 3% = $18,000

$700,000 @ 3% = $21,000

$800,000 @ 3% = $24,000

$900,000 @ 3% = $27,000

$1,000,000 @ 3% = $30,000

WHAT KIND OF BRAIN DEAD FOOL ALLOWS A REALTOR TO TAKE THIS MUCH EQUITY FROM A HOME? AND THIS DOES NOT EVEN INCLUDE THE OTHER 3% THE LISTING AGENT IS EXTRACTING FOR ENTERING IT IN THE MLS!

Consumers, WAKE UP!!!!!!!!!! These Realtors are Ripping America Off!

You can go to Realtor.com and other sites, look up all the MLS listings, have a realtor give you the addresses and enter them in your GPS. Then do a drive by to narrow down the ones you want to tour, contact the Listing Agent and get them off their fat ass to actually show their own listing and have a Discount Buyer's Agent submit your offer.

This is not rocket science!! Look at the stupid stupid stupid equity give away to some over rated taxi driver with a lockbox code to open doors and lie to you about how nice every home is!

Stop giving away Tax Free equity to these realtors for doing something ANyBODY can do!

They make me want to PUKE when they start with that..."Oh, a good realtor is worth their weight in gold" or "I don't sacrifice my services" or "I don't work for free" BS!

They have been allowed to rip the American consumer's heads off for too long!

What if your mortgage broker was to charge you 3 points and tell you that the seller will pay for it? You would hit the friggen roof wouldn't you?

It's the same thing with what the realtors are charging BUT EVEN more as it's on the sales price not just on the lower loan amount!

Your first call should be to a Mortgage Broker to get Pre Qualified and is willing to give you a fair deal.

Your next call should be to a Discount Real Estate office and work with a realtor willing to Rebate you back 60% of that BS undeserved 3% extraction of YOUR equity from any home you want to purchase.

It amazes me to have someone hammer me over a quarter percent in rate or a $475.00 processing fee and then just lay down and get crushed by realtor commission without a peep. WTF?

I am a Mortgage Broker who tells it like it is!
Dear Sir or Ma'am,

I'm a broker S Florida and I agree with you. The problem is, these Realtors have the consumer completely snowed thinking that they need them when we brokers can walk them thru the whole thing with little effort.

These realtors do nothing but complain every step of the way. They get out there and do some back and forth negotiating and these buyers are amazed, like the realtor created air or actually accomplished some great task! Give me a break! We in the mortgage business all know the real deal.

Buyers think that getting a contract on the home is all the work and getting the loan is just some formality. Well, they are finding out that they are not in Kansas anymore these days.
Posted on: 28th Jan, 2010 06:55 pm
I have never read such a piece that nails it on the head like this guest has written. I personally think realtors are nothing but over paid babies who go out of their way to cause problems and blame the mortgage broker or lender for everything in an attempt to divert attention away from that outragious coommission which is very much undeserved for what they do.

Let's let the title companies draft the contract, make the listing agent do some work and sell their own listings and reduce that 6% commission to 2% where it should be on houses over 200k.
Posted on: 30th Jan, 2010 04:17 am
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