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Appraisal

Posted on: 27th Sep, 2007 08:07 am
Can any certified/lisc. appraiser, do an appriasal on a custom building project. I have the land, the home plans, and the proposal from my builder. I would like to get an idea of what the finished value will be.
Yes that is what they do.
Posted on: 27th Sep, 2007 08:22 am
As long as they are a residential appraiser and it is residential property they should be able to get it done. That is not to say that they have the experience to get it done though. You always want to hire a licensed and KNOWLEDGEABLE appraiser.
Posted on: 27th Sep, 2007 11:46 am
It would definitely be a good idea to have an appraisal done by a REPUTABLE AND EXPERIENCED APPRAISER. Just remember to keep in mind that an appraisal is an "educated guess".
Posted on: 27th Sep, 2007 01:26 pm
Hi Kaitlin,

Welcome to the forum.

If it's a custom building project then it's very important to get in touch with an educated appraiser. As the house isn't built yet, so only an experienced person in this field can guide you well.

Thanks,

Jerry
Posted on: 28th Sep, 2007 12:00 am
Hi Kaitlin,

If you find a certified appraiser, you can get an appraisal done on your custom building project. With his knowledge, he can help you to figure out the finished value of your project.
Posted on: 28th Sep, 2007 09:10 pm
Yes, the purpose of this appraisal is to provide an opinion of value of the completed home. This appraisal is written "subject to completion" of the plans and specifications provided to the appraiser by the builder. The appraiser assumes the home to be completed and uses much the same methods to estimate the value as completed.

A short term loan is provided to the home owner for materials and work in progress labor. Sometimes the bank requires "Completion Reports" to insure that work in progressing.

And, at the end of the construction, the bank will require a "Completion Report" that specifies that the home was built to the plans and specification provided at the beginning.

At this time, a conventional mortgage loan is written for the property. In some locales, this "Completion Report" is the "Certificate of Occupancy" that allows the buyer to move into the home, and the tax clock to begin ticking.

Hope this helps…
Posted on: 30th Sep, 2007 04:55 am
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