Posted on: 05th Dec, 2010 01:43 pm
we filed for bankruptcy four year ago. we did not include 1st or 2nd mortgage. on the second mortgage, we used the house as a calateral. we still owe on 2nd but do not receive statements anymore. what does this mean? as of right now, we are just guessing we cannot sell our house due to lean on the house from 2nd mortgage possibly. this was a consolidated loan through beneficial financial. any help would be appreciated.
Welcome mrrudyjimenez,
If you haven't included your second mortgage in your bankruptcy filing, then you are not discharged from it. Thus, you're personally liable for paying off the mortgage and the lender should offer you with the required statements. You should contact your lender and clarify the matter.
If you haven't included your second mortgage in your bankruptcy filing, then you are not discharged from it. Thus, you're personally liable for paying off the mortgage and the lender should offer you with the required statements. You should contact your lender and clarify the matter.