Posted on: 28th Mar, 2010 12:20 pm
I am just finally paying off ch 13 agreement 2 years early and was wondering how long to wait to get looking for another home. My score is 670's and I will be looking for a va home loan because of the less strick system. OI will be putting minimal money down 3-5%. Is this a realistic plan or just a dream of ours??
Hi tedt,
As far as I know, you will get a FHA, VA or a USDA loan after 1 year of your Chapter 13 discharge. However, if you want to go for a conventional mortgage, then you will have to wait for 2 years.
Thanks
As far as I know, you will get a FHA, VA or a USDA loan after 1 year of your Chapter 13 discharge. However, if you want to go for a conventional mortgage, then you will have to wait for 2 years.
Thanks