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How does a bankruptcy affect my 401 k

Posted on: 29th Jul, 2009 12:56 pm
I had a home go foreclosure, have another one almost here in Ca. and want to file bankruptcy 7. How will this affect my retirement....401k/pension.
Have lots of consumer debt and taxes.
Help in Ca
Welcome mhelton,

As far as I know, creditors won't be able to take money from your 401k account. But you may also not be allowed to use that money before your retirement. In my opinion, it would be better if you could contact a bankruptcy attorney and take his opinion in this regard.
Posted on: 29th Jul, 2009 07:51 pm
I want to file for banck rupcy, I have my Cd's retirement for 4 more years. Do you think bankrupcy affecta mty money. I am 67 years old
Posted on: 08th Mar, 2013 12:39 pm
Welcome Astrid,

Your retirement account will not be jeopardized even if you file bankruptcy. However, as far as your Cd is concerned, I will ask you to get in touch with your bankruptcy attorney and take his help in clarifying the matter.
Posted on: 10th Mar, 2013 10:02 pm
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