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filed chapter 13 in 1998 dicharged in 2004 will if effect the sell of my home

Posted on: 07th Dec, 2009 09:16 am
file chapter 13 in 1998 it was dicharged and completed in 2004 have a buyer to buy my house will it effect the sale of my house
Hi bstanton,

You had filed bankruptcy way back in 1998 and it is now discharged for about 5 years. This can no way affect the sale of your property. I would suggest you to go ahead and complete the deal.

Thanks
Posted on: 07th Dec, 2009 07:45 pm
Bankruptcy doesn't impact a debtor when they're selling property, only when they're buying it. And you don't have anything to worry about because it's not even on your credit report. Chapter 13's are on credit reports for 7 years from the filing date, and you're way past that.
Posted on: 09th Dec, 2009 09:34 pm
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