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Quit-Claim Deed and Bankruptcy

Posted on: 25th Jan, 2011 07:52 am
My mother signed a Quit-Claim Deed to pass her home to me (reserving a life estate). She now wants to change that to pass the home to my son and his wife since they are now living with her and taking care of her.

My question is that I have been out of work for some time and need to file bankruptcy on my credit card debt. I am told that I will need to wait 2 years after my Mother changes the Quit-Claim Deed before I can file bankruptcy so that her home is not included. Is this correct?
Hi MGConn,

It is true that if you transfer the property to someone else, you won't be able to file bankruptcy immediately. If you file bankruptcy now, it can be considered as fraudulent and you can be penalized for the same.
Posted on: 25th Jan, 2011 08:41 pm
my brother and i co-own a home in ms. i home ga where i currently reside is headed into foreclosure. i would like to know if i can avoid the mortgage company in ga. from taking my half the house in mississippi by quickclaim deeding it to my wife?
Posted on: 29th Jan, 2011 06:11 pm
Hi kennedy,

You can transfer your present property in Mississippi to your wife in order to safeguard it from your creditors.

Thanks
Posted on: 30th Jan, 2011 10:47 pm
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