Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

Suggestions on improving credit

Posted on: 23rd May, 2013 12:41 am
Hello there… I filed bankruptcy on January 4th, 2013 and it was discharged on April 10th, 2013. I tried to get credit tonight but was denied. They pulled my report through Equifax and I have a score of 589. Can you provide me suggestions on improving my credit after bankruptcy?
You cannot get qualified for credit so soon after getting a discharge from bankruptcy filing. You will have to wait for 2 years or more to get qualified for credit. As a part of improving your credit after bankruptcy, you can apply for secured credit cards and maintain them well.
Posted on: 23rd May, 2013 12:58 am
Welcome Olive,

To improve your credit after bankruptcy, you can take a look at the given page: http://www.mortgagefit.com/credit-rating/credit-repair.html .
Posted on: 23rd May, 2013 08:27 pm
You need to wait at least for a 2 to 3 years period before you can apply for secured credit. Before that you would not be able to qualify for any.
Posted on: 25th May, 2013 08:06 am
Pay your debt bill at time and make a contact with some " credit credentials " company for improving your credit score.
Posted on: 17th Jun, 2013 09:01 pm
Page loaded in 0.060 seconds.