Posted on: 23rd Aug, 2012 02:19 am
i recently filed chapter 7 bankruptcy and have already had the meeting of the creditors. the bankruptcy has not yet been discharged. i had included a furniture store loan in this bankruptcy filing. the furniture loan company called me and stated that whether or not i had received a reaffirmation agreement. i stated no and that i do not plan on signing any reaffirmation letter. he asked "well do you want us to come get the furniture?" i understand that they have a right to repossess the property but aren't they supposed to wait until after the bankruptcy is discharged? also, was the company even allowed to call me regarding anything because of the automatic stay?
Hi Wendel,
As far as I can understand, if you're within the automatic stay period, the creditor shouldn't have contacted you for the debt. You can inform about this to the bankruptcy trustee as well as your bankruptcy attorney and take his opinion in this regard.
Take care.
Sara
As far as I can understand, if you're within the automatic stay period, the creditor shouldn't have contacted you for the debt. You can inform about this to the bankruptcy trustee as well as your bankruptcy attorney and take his opinion in this regard.
Take care.
Sara
Hi Wendel!
Welcome to forums!
I agree with what Sara has said. You should contact your bankruptcy attorney and let them know about this. As far as I know, the furniture store can't contact you if you have filed Chapter 7 and if you're within the automatic stay.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
I agree with what Sara has said. You should contact your bankruptcy attorney and let them know about this. As far as I know, the furniture store can't contact you if you have filed Chapter 7 and if you're within the automatic stay.
Feel free to ask if you've further queries.
Sussane