Posted on: 25th Jan, 2011 01:23 pm
Current on payments to One West Bank , went into bankruptcy and requested reaffirmation. One West Bank refused reaffirmation ( assholes ) Went months and months with being lied to, hung up on,etc, etc. Finally offered a home loan modification..we were currant and at the ending of that modification, told us we weren't eligible and offeredan obscene alternative modification, we refused. One West Bank has served foreclosure papers on us. I don't think we owe them anything as we no longer have a binding contract with them. UGH ! Also, listed in our foreclosure papers are 7 different financial entities. Fraud anyone? Anybody have an answer for me? Anyone else out there dealing with One West Bank?? We need to start a class A action lawsuit. Thieving naughty words !!
Thanks for listening
Thanks for listening
Welcome lorilli,
As you had filed bankruptcy and did not reaffirm your mortgage, you're not personally liable for paying off the mortgage dues. Even if the lender forecloses the property, you won't be liable for paying the deficient balance to them. However, the lender has the rights to foreclose the property in order to recover as much dues as possible.
As you had filed bankruptcy and did not reaffirm your mortgage, you're not personally liable for paying off the mortgage dues. Even if the lender forecloses the property, you won't be liable for paying the deficient balance to them. However, the lender has the rights to foreclose the property in order to recover as much dues as possible.