Posted on: 03rd Oct, 2012 03:50 am
due to immense debt problems which i was facing in the recent past, i had no other option but to file chapter 13. my chapter 13 bankruptcy filing is yet not discharged. i have a beautiful mobile home close to my locality, which i want to purchase. i just want to know whether or not i can do so as i am still in bankruptcy filing.
Since you have already filed Chapter 13 bankruptcy, you will not be able to take out a mortgage loan. Chapter 13 bankruptcy remains in your credit report for 7 years. So, you will have to wait for at least 1-2 years after your bankruptcy gets discharged.