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CAN YOUR SECURED ITEMS YOU WANT TO KEEP EXCEED THE AMOUNT YOU CAN PAY?

Posted on: 22nd Apr, 2010 01:00 pm
I am looking at filing chapter 13, i have 2 vehicles, 2 motorcycles and a boat i want to keep, we are letting our house go. how will they figure a payment plan when i have so much i want to keep?
Hi Guest!

Welcome to forums!

Chapter 13 helps you in reorganizing your debts. In case of Chapter 13, you won't have to sell off the assets for debt payoff. However, you can make payments under the supervision of the court. It will also help you in reducing what you owe or allows you to get more time to pay off the debt in full. You'll get a payment plan using which you can pay off the debts in 3-5 years.

Feel free to ask if you've further queries.

Sussane
Posted on: 22nd Apr, 2010 08:37 pm
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