Posted on: 26th Aug, 2010 11:08 am
In a chap 13 bk can I force wells fargo(my first td holder) to modify my loan from an adjustable to a fixed rate loan? I am not interested in lowering the balance owed
Welcome catmandu,
You cannot force your lender to provide you with a loan modification when you're in Chapter 13 bankruptcy filing. The bankruptcy trustee, your attorney as well as your creditors and lenders will offer you a repayment plan and you'll have to pay the dues as per that plan.
You cannot force your lender to provide you with a loan modification when you're in Chapter 13 bankruptcy filing. The bankruptcy trustee, your attorney as well as your creditors and lenders will offer you a repayment plan and you'll have to pay the dues as per that plan.