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If I file chapter 7 how long do I have to wait to buy a modular or home

Posted on: 12th Jul, 2009 04:40 pm
we have filed chpapter and plan on selling the house we live in or should we let go . how long before any lenders would give us a loan on a cheaper property
Hi uhrig,

If you are planning for a FHA loan, then you'll have to wait for 2 years after the discharge. However, if you're planning to go for a conventional mortgage, you'll have to wait for 4 years after discharge of chapter 7 to get a home loan.

Thanks
Posted on: 12th Jul, 2009 07:51 pm
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