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1st mortgage vs. equity loan

Posted on: 20th Nov, 2010 01:46 pm
I have been through a Chap. 7. I have a prime mortgage and an equity loan with another bank. I did not sign a reaffirmation agreement with either lender. If I stop paying my equity loan but continue to pay my prime morgage,can the equity loan bank foreclose over the rights of my prime lender that I continue to pay?
welcome jacksr,

the second mortgage lender has the rights to foreclose the property. however, if he forecloses the property, then he will liable for paying the dues of the first mortgage lender prior to satisfying his own dues.
Posted on: 22nd Nov, 2010 12:57 am
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