Posted on: 06th Nov, 2012 10:57 pm
hello everyone… i'm 1 yr 5 mo. past chapter 7 bankruptcy discharge with a score of 680. i have a student loan with wells fargo and have never been late in the 5 years. i had a rewards card offer from wells fargo, applied for it and was denied. reason given was bk. hate dinging my credit for that. it's the third credit app i've made since discharge. i have a barclays card with 1700 limit obtained 1 year past discharge and also a $750 capitol one card. unfortunate as it is, the upside is i'm still better off with the bk.
Hi Tangy,
Normally, you can get qualified for a secured card from various organizations after bankruptcy. This helps in improving your credit to a great extent. In such a situation, it's strange that Wells Fargo denied the card. Nevertheless, you should contact other banks or lending institutions in order to get a card.
Take care
Normally, you can get qualified for a secured card from various organizations after bankruptcy. This helps in improving your credit to a great extent. In such a situation, it's strange that Wells Fargo denied the card. Nevertheless, you should contact other banks or lending institutions in order to get a card.
Take care
Hi Tangy!
Welcome to forums!
There are various other ways in order to improve your scores apart from getting a secured card. You can check out the various options to improve your score from the given page: http://www.mortgagefit.com/credit-rating/credit-repair.html .
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
There are various other ways in order to improve your scores apart from getting a secured card. You can check out the various options to improve your score from the given page: http://www.mortgagefit.com/credit-rating/credit-repair.html .
Feel free to ask if you've further queries.
Sussane