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Chapter 7 to stay on credit report for 10 yrs?

Posted on: 20th Feb, 2012 10:28 pm
Hello there… I need some info. I want to know whether chapter 7 BK really stays on your credit files for 10 years. Has anyone ever seen it falling off after 7 years?
hi kenny!

welcome to forums!

well... chapter 7 bankruptcy discharge won't drop off your credit report before 10 years. it will stay in your credit report for 10 years. in case, you file chapter 13, then your bankruptcy filing will get removed from your credit report after 7 years.

feel free to ask if you've further queries.

sussane
Posted on: 20th Feb, 2012 10:51 pm
Welcome Kenny,

Chapter 7 bankruptcy won't fall off your credit report before 10 years.
Posted on: 21st Feb, 2012 09:34 pm
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