Posted on: 24th Sep, 2009 01:28 am
My husband and I took out a loan from federal goverment to purchase actaully being two poultry farms which came with of corse poultry houses, a house(we live in), and some farm equipment. During some time we started to have financial problems and got behind. I. myself rather try to get out underneth it all but the fear of being homeless and having children keeps me hanging in their even noing it is out of control. Someone tell me what to do? We have a judgement and I just got a summons to reply for another judgement and collector are ringing the the phone.
You can file chapter 7 only if you can qualify the Means Test. I would suggest you to contact a bankruptcy attorney and discuss your situation with him. He would help you know whether or not you would qualify the Means test.