Posted on: 31st Aug, 2010 09:27 pm
so I filed bankruptcy in October of 2008 and was discharged in January of 2009 with our chapter 7, which my mortgage was included. My exwife tried to stay in the home and do some kind of loan modification with the mortgage company. She was unsuccessful and they finally kicked her out last month. I left the property in Aug of 08 before we filed. When am I elligable for a loan? Does her trying to stay in there hurt my chances of getting a loan?
Welcome ajnt,
Your Chapter 7 bankruptcy filing was discharged in 2009. You'll have to wait for 2 years in order to get an FHA loan and 4 years to get a conventional loan. You can even check out the credit repair tool mentioned below to find further information in this regard:
http://www.mortgagefit.com/calculators/credit-repair.html
Your Chapter 7 bankruptcy filing was discharged in 2009. You'll have to wait for 2 years in order to get an FHA loan and 4 years to get a conventional loan. You can even check out the credit repair tool mentioned below to find further information in this regard:
http://www.mortgagefit.com/calculators/credit-repair.html