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Posted on: 12th Sep, 2009 08:35 am
How long do I have to be out of chapter 7 before I purchase a house?
Atleast 3 to 4 years
Posted on: 12th Sep, 2009 09:58 am
vernita1750

welcome to the forum

you need to wait for at least 2 years to qualify for an FHA loan and 4 years for a conventional mortgage

you can get more details about chapter 7 BK at http://www.mortgagefit.com/bankruptcy/chapter7.html
Posted on: 12th Sep, 2009 11:54 am
But atleast you will need 620 credit score to qualify for FHA loan
Posted on: 12th Sep, 2009 03:45 pm
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