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Are college savings considered assets

Posted on: 24th May, 2010 10:15 am
We are starting the short sale process. My 4 year old son received money for a college savings plan. It is in a regular savings account under his name, with me as joint owner. Will this money be counted as my savings when the lender looks at our assets? If I change it to a 529 will that make a difference?
Hi sajohnson!

Welcome to forums!

As your name is mentioned as the joint owner of the account, then the trustee may be able to take away the money from that account. However, I would suggest you to contact your bankruptcy attorney and take his opinion in this regard. He will be the best to guide you in a better way.

Feel free to ask if you've further queries.

Sussane
Posted on: 24th May, 2010 11:40 pm
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