Posted on: 21st Sep, 2010 04:24 pm
hi i was in a ch13 and the court converted me to a ch 7 . i usually work ot of town and make more money thn i due but jobs are scarce out of town now and my mother recently died i didnt want to leave her whle she was on her death bed... if i make too much money to qualify for the ch 7 will it hold up? and if my house has more equity than the exemption for my state will they take it? is there any way that i can refi my home being that was in a ch 13? i have so many questions but my lawyer also dsmissed my case... thanks for any help i can get i really appreciate it!!
hi christylynn!
welcome to forums!
in order to qualify for a chapter 7 bankruptcy filing, you'll have to qualify the means test. qualifying the means test will depend upon your income. if you make more money than the state median income, you won't qualify for means test. as you're presently in a bankruptcy filing, you won't be able to refinance the mortgage.
feel free to ask if you've further queries.
sussane
welcome to forums!
in order to qualify for a chapter 7 bankruptcy filing, you'll have to qualify the means test. qualifying the means test will depend upon your income. if you make more money than the state median income, you won't qualify for means test. as you're presently in a bankruptcy filing, you won't be able to refinance the mortgage.
feel free to ask if you've further queries.
sussane