Posted on: 17th Jan, 2009 07:45 am
can i get a morgage for house if my husbend filed for chapter7 les then 1 year .my name was not on the title for the current house.is his credit efecting my credit.
you may be able to refinance in your name if you can show you have been making payments on the mortgage for the last 12 months. fha recently changed a guideline and now your husband can still be on title with you but his credit won't be looked at.
you would have to qualify for the loan on your own of course.
you would have to qualify for the loan on your own of course.
hi family!
welcome to forums!
as far as my knowledge, you will be able to get a mortgage in your name though your husband has filed for a chapter 7 bankruptcy. the lender will look after your credit score and income history in order to approve a loan in your name.
feel free to ask if you have further queries.
sussane
welcome to forums!
as far as my knowledge, you will be able to get a mortgage in your name though your husband has filed for a chapter 7 bankruptcy. the lender will look after your credit score and income history in order to approve a loan in your name.
feel free to ask if you have further queries.
sussane
