Posted on: 26th Feb, 2009 02:31 pm
how long do i have to wait after chappter 7 bankruptcy discharge to refinance my house?...i will be discharged 2 years in june. my credit scores are all above 700. i currently have two unsecured credit cards that i pay off monthly and one that i make monthly payments to raise my credit scores.
Most conforming and FHA guidelines now call for three years I belive.
The USDA program has a credit waiver with 620+ credit scores...
The USDA program has a credit waiver with 620+ credit scores...