Posted on: 16th Jan, 2013 06:13 pm
My husband filed under chap 13.During the case he got lay off and the court automatically dismissed the case.Its been 4 years now his credit score is above 600. How long we have to wait to get any kind of home loan especially fha loan
thank you.
thank you.
Hi emelda!
Welcome to forums!
As the bankruptcy filing was dismissed around 4 years back, your husband can easily apply for a FHA loan now. However, in order to get qualified for a FHA loan, he will require a score of around 620-640.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
As the bankruptcy filing was dismissed around 4 years back, your husband can easily apply for a FHA loan now. However, in order to get qualified for a FHA loan, he will require a score of around 620-640.
Feel free to ask if you've further queries.
Sussane
Since your bankruptcy case was dismissed around 4 years ago, it will not be a problem to apply for a loan. However, you will have to meet the eligibility criteria to get the approval.
There are programs at 600.... and some below that.....
These arent the best deals..... the best deals come at 620 or 640
These arent the best deals..... the best deals come at 620 or 640
