Posted on: 24th Aug, 2010 11:40 am
If you filed a Chapter 13 bankrutcy is the mortgage loan servicer or mortgage company required to provide a escrow analysis? If so how often?
As far as I know, a copy of the escrow analysis should be provided to the debtor and filed with the Bankruptcy Court by the mortgagees or their representative each year. Mortgagees should not include any pre-petition cost or fees or pre-petition negative escrow in any post-petition escrow analysis.