Posted on: 01st Apr, 2009 05:07 pm
what happens if i do not owe a car and i dont have any thing that i owe as far as property not even furniture since i live with some one else can i stll file bankrupsty with ch 7
Hi xtinaromo,
Do you want to file bankruptcy only to come out of credit card debts? Well, you may file bankruptcy but I would suggest you to go for debt consolidation or debt settlement in this regard. In case of debt consolidation, the interest rates for paying off the debts can get reduced which will help you in paying off the credit card debts. In case of debt settlement, your debts would be reduced by 40%-60% depending upon your financial situation.
You can contact any debt consolidation company and check out your options with them. I know of a debt consolidation community - "debtconsolidationcare.com". You can speak to their financial coach and check out your options.
Thanks
Do you want to file bankruptcy only to come out of credit card debts? Well, you may file bankruptcy but I would suggest you to go for debt consolidation or debt settlement in this regard. In case of debt consolidation, the interest rates for paying off the debts can get reduced which will help you in paying off the credit card debts. In case of debt settlement, your debts would be reduced by 40%-60% depending upon your financial situation.
You can contact any debt consolidation company and check out your options with them. I know of a debt consolidation community - "debtconsolidationcare.com". You can speak to their financial coach and check out your options.
Thanks
Hi Tina, bankruptcy is a very crucial choice. As stated above if the credit cards are the only problem, Have you tried contacting the cc companys and asking for a debt settlement or reduced interest rates. Some cc companys will settle for sometimes up to half of what you owe if it can be paid in a timely manner.
on how to talk to cc companies on how to get reduced rates that I thought was really good.Kevin Trudeau wrote "Debt cures they don't want you to know about".I bought the book and was impressed with the knowledge he presented.He teaches in the book how to talk to these people.Buy or borrow the book if cc companies are the only problem you have.
on how to talk to cc companies on how to get reduced rates that I thought was really good.Kevin Trudeau wrote "Debt cures they don't want you to know about".I bought the book and was impressed with the knowledge he presented.He teaches in the book how to talk to these people.Buy or borrow the book if cc companies are the only problem you have.
on how to talk to cc companies on how to get reduced rates that I thought was really good.Kevin Trudeau wrote "Debt cures they don't want you to know about".I bought the book and was impressed with the knowledge he presented.He teaches in the book how to talk to these people.Buy or borrow the book if cc companies are the only problem you have.
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