Posted on: 07th May, 2010 01:34 pm
My husband and I gave our house back to the bank when we completed our bankruptsy case. Now, a year later, we're getting court summons about the property saying that we need to pay for a certificate of occupancy on this property. Our bankrupsty lawyer is telling me that I am responsible, by law, for all legal issues that arrise with respect to this peice of real estate. What?
Hi vwbug,
If you've surrendered the property, then you will not be considered as responsible for it any longer. You must have received a bankruptcy discharged and have documents related to it. You should contact the lender and inform him about your bankruptcy discharge. You can even consult with another bankruptcy attorney and take his opinion in this matter.
Thanks
If you've surrendered the property, then you will not be considered as responsible for it any longer. You must have received a bankruptcy discharged and have documents related to it. You should contact the lender and inform him about your bankruptcy discharge. You can even consult with another bankruptcy attorney and take his opinion in this matter.
Thanks
Hi,
As per my knowledge the certificate of occupancy is something which states that the house in which you are living is yours as long as you line in that property. As the property is taken by the bank after bankruptcy, you are not liable to any kind of certificate of occupancy. Presently the bank is the owner of the property, so, the bank will provide the certificate of occupancy. Consult with a good attorney to know about the legal rights you have.
As per my knowledge the certificate of occupancy is something which states that the house in which you are living is yours as long as you line in that property. As the property is taken by the bank after bankruptcy, you are not liable to any kind of certificate of occupancy. Presently the bank is the owner of the property, so, the bank will provide the certificate of occupancy. Consult with a good attorney to know about the legal rights you have.