how can i gethelp paying mortage i dont want to take bankru

Hi driverdap,

If you can afford to lose the property, then you can try the options of deed-in-lieu foreclosure or short sale. You will apply for this to the lender and if the lender accepts, then you can sign away the property to the lender who will give you a note stating that the mortgage is paid off. He will then try to sell off the property in the market. In case of deed in lieu, the lender will forgive the deficient amount resulting from the sale and in short sale, the lender will ask you to pay off the deficient amount.

Thanks.