hardship before bankrupcy starts

[color=DarkBlue:68e98974bc][size=12:68e98974bc][font=Tahoma:68e98974bc]I've tried very hard to keep my credit after previously filing chapter 7 and 13 in the past. I am now unemployed, my mother died, leaving her home to me. My unemployment is running out. In order to pay the household bills, I've had to let my bills go by the wayside. I've seen my lawyer (or his underlings) twice. The last time, I paid $50 to watch some video on credit counseling, which I didn't see. I haven't been able to make the first payment of $130, have not gone to court yet. My paralegal doesn't quite understand, I think. It's a struggle to get by every month, and haven't paid any of my bills in several months. I was doing well, but when I got this house (which I have been paying and will be the last thing I ever give up, it's a modest home but my mother loved it so much). I need a hardship discharge but it's probably way too soon. What options do I have, there's only 15,000 paid in on my mother's last mortgage, which by todays estimates is only 15,000 below market value. What can I do? I cannot make it, the stress of all of this is horrendous.. but I can't afford the chapter 13 plan on 10,000 of bills. I noticed had 4,000 worth of legal fees involved making my total payback around 15.000.[/font:68e98974bc][/size:68e98974bc][/color:68e98974bc] :(