Posted on: 23rd Mar, 2011 11:23 am
We filed bankruptcy a few months ago, we did not reaffirm our mortgage at that time. Our bankruptcy was discharges a couple months aga, can we have the bankruptcy reopened and try to reaffirm our mortgage? We are past due and the mortgage company said we have one week to come up with everything that we are behind on....Please help
Hi Guest!
Welcome to forums!
You can reopen your bankruptcy filing and reaffirm the mortgage. You will have to contact your bankruptcy trustee and your attorney for the same. However, if your mortgage has been discharged in the bankruptcy filing and if you haven't reaffirmed the loan, you're not personally liable for the mortgage payments. The mortgage company cannot ask you for payments.
Feel free to ask if you've further queries.
Sussane
Welcome to forums!
You can reopen your bankruptcy filing and reaffirm the mortgage. You will have to contact your bankruptcy trustee and your attorney for the same. However, if your mortgage has been discharged in the bankruptcy filing and if you haven't reaffirmed the loan, you're not personally liable for the mortgage payments. The mortgage company cannot ask you for payments.
Feel free to ask if you've further queries.
Sussane