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Where to get credit for a home loan or refinance after chapter 7.

Posted on: 02nd Dec, 2010 10:14 am
i need to refinance a home loan not in my name or get a new mortgage for the same home.
credit score is 560.
chapter 7 discharged 11/24/2010.
do you know who can help?
Posted on: 02nd Dec, 2010 07:07 pm
Posted on: 05th Dec, 2010 10:31 pm
Posted on: 05th Dec, 2010 10:31 pm
I've heard there are new laws
Supposedly now only one year after a bankruptcy is discharged people can get qualified for first time home loans

Really need to know the truth about all of this
Posted on: 05th Dec, 2010 10:34 pm
Hi Jesika!

Welcome to forums!

I haven't heard of any such law. If you had filed Chapter 13, then you could have qualified for a FHA loan after 1 year of your bankruptcy discharge.

Feel free to ask if you've further queries.

Sussane
Posted on: 06th Dec, 2010 10:26 pm
My understanding is that the guidelines regarding bankruptcy are getting more strict rather than less. The agencies may be going to 7 years after bankruptcy sometime next year.
Posted on: 07th Dec, 2010 01:06 pm
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