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Included car in BK

Posted on: 23rd Dec, 2012 10:49 pm
I filed bankruptcy and included my car in it. I did not reaffirm the car loan with my other loans. But I continued making payments for the few months. However, now I have stopped the payments as I want to save money. I know that if they repossess the car, I won’t be liable as I haven’t reaffirmed. What should I do? wait til they call / repo or call them to get it?
Hi Carolyn,

As far as I can understand, you shouldn't call them. When time comes, they will give you the call and repossess the car.
Posted on: 23rd Dec, 2012 11:24 pm
Hi Carolyn!

Welcome to the forums!

You may surrender the car in your own to the lender. For that, you will have to get in touch with the lender.

Feel free to ask if you've further queries.

Sussane
Posted on: 24th Dec, 2012 07:19 pm
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