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my husband and i are separated now for a year. he does not reside in our home which i occupy with ou

Posted on: 06th May, 2009 05:06 pm
my husband and i are separated now for a year. he does not reside in our home which i occupy with ou...my husband and i are separated now for a year. he does not reside in our home which i occupy with our 3 children and the house is in his name only. im on the deed. he is considering filing bankruptcy. will i have to move out with my children if he does this?
hi luma,

is he planning to include this property in the bankruptcy? if yes, then there are chances that you will have to move out of the property. however, if files chapter 7 bankruptcy and reaffirms the mortgage, then you won't have to leave the house if he regularly makes the payments.

thanks
Posted on: 06th May, 2009 07:55 pm
who is makign the paymnets? Is he willing to give a quite claim on the property?

If you can afford to make loan payments and if he can give you a quite claim, then you may be able retain the house.
Posted on: 06th May, 2009 07:59 pm
Hi, Thank you for the responses. He was making the payments but has stopped. we are now behind 2 months and I believe he wants to include the property. I just need to know what recourse if any I have as I am on the deed and am willing to work with the mortgage company to sustain payments. but I'm now a single income household.
Posted on: 06th May, 2009 09:42 pm
probably see if in any way he is ready to give you quitcliaim and after that if you can refinance.

but thats possible only when he is willing to give you quiteclaim. from your messge it does not look like you have spoken to him about this matter.
Posted on: 07th May, 2009 08:32 pm
I am in the process of divorce. My husband jsut filed for bankruptcy and that placed a stay on our divorce. He will not tell me what type of bankruptcy he ahs filed and if he has placed the house in the bankrupcy proceedings. I am making the house payments and do not wantto move out. I have two children and would like to keep the house. This is in Michigan. What can I do to findout what type of bankruptcy he filed and if the house is included? Will I have to move out? What can I do to keep my home?
Posted on: 23rd Mar, 2010 07:57 am
Your query has been replied to in the given page:
http://www.mortgagefit.com/bankruptcy/property-quitclaim.html#156684

Take a look at it. Hope it helps you.
Posted on: 24th Mar, 2010 02:26 am
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