Posted on: 25th Feb, 2009 03:16 pm
I was just discharge from a chapter 7 BK in Dec 08. My current husband was not on the BK, we were not even together when I first filed. We live in Louisiana, which is a community property state. Can he purchase a house without me having my name on it?
Yes he can....just as long as he can qualify on his own.
Hi vicklea!
Welcome to forums!
I agree with Eric that your husband can purchase a property of his own. However, when he applies for a loan, the lender may ask you to sign an inter-spousal deed so that you can claim no interest in the property. To know more about inter-spousal deed, check out the following link:
http://www.mortgagefit.com/discuss/interspousal-transferdeed.html
Feel free to ask if you have further queries.
Sussane
Welcome to forums!
I agree with Eric that your husband can purchase a property of his own. However, when he applies for a loan, the lender may ask you to sign an inter-spousal deed so that you can claim no interest in the property. To know more about inter-spousal deed, check out the following link:
http://www.mortgagefit.com/discuss/interspousal-transferdeed.html
Feel free to ask if you have further queries.
Sussane
