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Signing Quit Claim deed after filing Chapter 7 bankruptcy

Posted on: 30th Aug, 2008 07:58 am
In early 2007 my
ex- husband decided he wanted our house sold and the court ordered us to put it on the market. It has so much pest damage that it wasn't selling. Because the house wasn't selling, my ex then decided he wanted to buy out my part of it from me. As of August 18, my ex and have a court order for a settlement offer for him to buy out my part of the house from me. He tried to get a loan and found out that he couldn't get enough money to pay off his bills plus buy the house from me. My attorney told me that he and I can agree on a "note" where he'd make payments to me with 10% interest for the money that he owes to me.
As it turns out, yesteday my ex informed me that he is going to buy the house from me and that I will have to sign a "quit claim".
I declared bankruptcy (Chapter 7) on July 14. I do not know if I should sign the quit claim or not. I did not want him to end up with the house, I had hoped to sell it to someone else if I can't continue to live here, but I currently have no employment. Thank you. Kathy







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Hi kathrynjean,

Welcome to forums.

Can you tell me what debts are included in the bankruptcy ? I mean do you have a mortgage, which is included in chapter 7? if not, then your home could be safe. And you could sign on a quitclaim deed. But I would advise you to discuss upon any further legal implications with your attorney.

Thanks
Posted on: 01st Sep, 2008 01:43 am
Hi,

You're not signing the quitclaim deed in order to protect your home from creditors. So, even if you have declared bankruptcy, I don't think filing a quitclaim deed and conveying your part of property to the ex-husband will affect you in any way.

Good luck
Posted on: 01st Sep, 2008 05:59 am
You have a very serious legal issue. Consult with your family law and bankruptcy attorneys.
Posted on: 01st Sep, 2008 08:37 am
I was sent into bankruptcy and after it was discharged the person who was on my mortgage with me had me sign a quit clain deed. My question is the mortgage is still on my credit report as an open account because the other party is keep up the payments...since i had the mortgage added to my backrupcy am i still leagaly obligated to pay if the other party defaults with it showing on my credit report as open even though i file chapter 7 with the mortgage.
Posted on: 04th Dec, 2008 06:06 am
Hi No Name

Did you by any chance reaffirmed the debts in bankruptcy? If you have reaffirmed the debts, then you will have to pay the debts. If not, then I don't think you will be liable for the payments.

Thanks
Posted on: 05th Dec, 2008 02:13 am
I(individual) filed for Chapter 7 and was discharged Oct 2010. My future ex husband wants to attempt to modify the loan under his name only. If I was to modify the loan along w/ me will that breach the bankruptcy? If I don't do the modification w/ him and I sign a quick claim deed, will that breach the bankruptcy?
Posted on: 11th Jan, 2011 12:29 am
Hi Guest,

Your query has been replied to in the given page:
http://www.mortgagefit.com/propertytransfer/about48302.html#198061

Take a look at it. Hope it helps you.
Posted on: 11th Jan, 2011 10:03 pm
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