Posted on: 09th Jun, 2011 10:44 am
5 years ago we filed Chapter 7, Our mortgage company showed that we included our home with the bankrupcy which we DID NOT. We are still living in it and making timely pymts. My question is: Will anyone re-finance us under these circumstances?
I contacted the mortgage company to tell them they made a mistake, they said 'no' they can do whatever they want!!!
I contacted the mortgage company to tell them they made a mistake, they said 'no' they can do whatever they want!!!
If you have had the BK discharged for 3 years or more you should be able to get new financing. If you are still making the ch 13 payments, then you would have to wait until discharged. You should contact a local lender and complete an application. Some lenders have more guidelines than others, but for the most part, all the loans are the same as well as the guidelines.
hi stilllovinlife,
i agree with guest. if your bankruptcy filing has been discharged, then you need to wait for 2-4 years in order to qualify for a refinance. if the bankruptcy filing is not yet discharged, then you need to wait till it gets discharged and you will be able to get a refinance.
thanks
i agree with guest. if your bankruptcy filing has been discharged, then you need to wait for 2-4 years in order to qualify for a refinance. if the bankruptcy filing is not yet discharged, then you need to wait till it gets discharged and you will be able to get a refinance.
thanks