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Company Loan Type APR Est. Pmt.

bankcruptcy,shortsale,foreclosure

Posted on: 13th Apr, 2011 01:33 pm
Is bankcruptcy ,shortsale and foreclosure taxable
Hi Guest,

The forgiven debt resulting from short sale and foreclosure are taxable. However, depending upon the Mortgage Debt Relief Act, the borrowers don't have to pay taxes on the forgiven debt. As far as debts discharged in bankruptcy is concerned, it does not have any tax consequences.

Thanks
Posted on: 13th Apr, 2011 08:47 pm
Is a Deed in Lieu taxable as well?
Posted on: 14th Apr, 2011 06:49 pm
hi gdreeves!

welcome to forums!

in case of a deed in lieu of foreclosure, the lender will forgive the deficient balance resulting from the sale of the property. this forgiven debt will be considered as your income by the irs. however, depending upon the mortgage debt relief act, you won't be liable for paying the taxes for the forgiven debt.

feel free to ask if you've further queries.

sussane
Posted on: 14th Apr, 2011 10:56 pm
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