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There are various issues that can hurt your loan approval chance or may delay the loan approval process. If you make undocumented cash deposits, it may lead to rejection of the loan application or may delay the process.
Financial crisis can hit you at any point of time in your life and situation can be such that you may have to file bankruptcy in order to get rid of it.
A new credit scoring model – VantageScore 3.0 has been introduced recently. It has been framed after completely overhauling the earlier VantageScore system. The original VantageScore system has been in practice since 2006.
Wedding and honeymoon may make you feel that you are on the seventh heaven and life is wonderful! But when it comes to merging finances, life may not easy after wedding. Though married, both the spouses will be two individuals with their own likes and dislikes.
Before offering you a mortgage loan, lender checks your creditworthiness. If the lender finds that you are a risky borrower, then he/she has all the rights to disapprove your loan request.
The mortgage market crashed due to the sub-prime mortgages and easy availability of credit for the borrowers. After the crash, the lending standards became so strict in the recent past that many experts opined that it is hurting the recovery of the economy.
If you are a landlord, then you use to enjoy several tax benefits as the owner of a real estate property. If you have rented your property out, then you receive rents from the tenant. The rents that you receive from the tenant is treated as income.
Mortgage rates have appreciably moved downs and ups this year. From record lows to two-year highs, rates have charted both ways. Since April, mortgage rates have climbed by more than 1%. Perhaps, this is the biggest rise within such a short spell of time.
Temperatures are soaring high! It is that time of the year when most of us prefer to stay back at home. Why would you sit idle in your house? Why not try some steps to save money which can be of great help later on?
There are a variety of mortgage laws which aim at protecting the interest of the consumers. These laws and regulations are meant for protecting the gullible consumers from irresponsible and unethical lending practices.
