Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

2 year rule

Posted on: 14th Aug, 2009 08:06 pm
If we bought our home for 675,000 and sell it for 600,000-there are clearly no capital gains. If we then want to sell our second home- if we live in it for 2 of the next five years and sell it for 300,000 (it was given to us.) Do we have to pay tax on the 300,000??
Hi dwresinski,

I think you are speaking about the $250,000/$500,000 home sale exclusion which came into effect in 1997. To qualify for this home sale exclusion, you will have to occupy and own the property for at least 2 years before you sell it. If you occupy the property as your primary residence for 2 years and then sell it off, then I don't think you would have to pay taxes. However, you can contact a tax consultant and take his opinion in this regard.
Posted on: 14th Aug, 2009 10:28 pm
dwresinski

Welcoem to the forum

There is a capital gains tax exemption on the sale of your principal residence up to a profit of $250,000 if you are single tax filer. The exemption limit extends to $500,000 for married people filing joint tax return

Since you stayed in yoru second home for 2 years out of 5years prior to the sale fo the property, you do qualify for capital gain tax excempltion


Good luck and feel free to ask
Posted on: 14th Aug, 2009 10:34 pm
Page loaded in 0.057 seconds.