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Company Loan Type APR Est. Pmt.

acquisition of secured property 1099-a

Posted on: 04th Mar, 2013 01:48 pm
i recieved a 1099-a box2princ. bal 97,441.90 box 4 FMV 104,837.97 box 5 is checked what do i do? my tax consultant says wait for a 1099-c do i owe taxes? do i owe lender?
Hi suze!

Welcome to the forums!

You have mentioned that the box 5 is checked in the form. This means that you're personally liable to pay off the deficient balance resulting from the sale of the property. In such as a situation, you won't receive the 1099c form. You will have to pay off the deficient balance if the sale of the property does not help the lender recover the debt in full.

Feel free to ask if you've further queries.

Sussane
Posted on: 04th Mar, 2013 06:33 pm
Hi suze,

Unless the lender forgives the deficient balance, you won't receive the 1099c form. You should speak to the lender and clarify the matter.
Posted on: 06th Mar, 2013 07:38 pm
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