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Company Loan Type APR Est. Pmt.

computing simple interest in days?or month?

Posted on: 26th Aug, 2010 06:35 pm
how can i compute the simple interest for a months?and days?
for example.P=$1200 rate=12.4% for 60 days
You multiply the loan amount by the interest rate, divide by the number of days in the year and then multiply that final answer by the number of days that have elapsed between payment dates.
Posted on: 26th Aug, 2010 08:09 pm
like this sir?
=1200 x 0.124/360 x 60
=148.80/360 x 60
=0.4133333 x 60
=24.79 or 24.80 is the interest?

thank you for this info sir...have a nice day!
Posted on: 06th Sep, 2010 08:10 pm
Yes, that's about it (only looking at it and not doing calculations here). You might be off by a couple of cents here and there, but not to worry, as rounding off numbers always has a slight impact; though not so much on a small amount such as $1200.
Posted on: 09th Sep, 2010 10:34 am
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