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IRA distribution for 1st time homebuyer couples

Posted on: 26th Jan, 2009 04:31 am
I'm looking to buy a cheap foreclosure and would like to make a cash offer. I would like to use our IRA funds for the money and I was wondering if anyone knows exactly how the distribution works. I know that each spouse is allowed $10,000 (assuming they meet all the qualifications). But can I pull the full $20,000 out of a single IRA account, as long as we file taxes Married Filing Jointly?

Thanks so much for your help.
Hey cap,

As far as IRA account is concerned, it is an individual retirement account and I don't think you will be able to pull the full $20,000 out of a single IRA account. You should consult a tax expert in this regard who will be able to help you in this issue.
Posted on: 26th Jan, 2009 09:21 pm
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