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Posted on: 23rd Aug, 2009 07:29 pm
I want to get certain whether it is true or not, heard that mortgage insurance premium would be deductible. Is it?
Hi wygm,

As far as I know, if you itemize your deductions, then you would be able to deduct mortgage insurance premiums in connection with a mortgage for the purchase of your main home. However, the amount of deduction is limited if your adjusted gross income is more than $100,000. You wont be able to deduct if your adjusted gross income is more than $109,000.

Thanks
Posted on: 24th Aug, 2009 12:30 am
what happens between $100,001 and $108,999, james?
Posted on: 24th Aug, 2009 07:42 am
Hi George,

I got this information from http://www.irs.gov/newsroom/article/0,,id=202593,00.html and what I understood was that if a person crosses the $109,000 limit, he/she would not be able to go for the deductions. However, if a person cross $100,000 limit, then a limited amount of deductions are allowed.

Thanks
Posted on: 25th Aug, 2009 12:28 am
i followed the link there, james; thanks. it's not you causing the confusion - it's the irs! go figure. but i get it now.
Posted on: 25th Aug, 2009 07:40 am
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