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Student loan delinquency

Posted on: 22nd Feb, 2013 12:35 am
Hi everyone! EdFinancial is my student loan lender. I have two student loans with them. I was past due 90 days on both in December 2007 and have been current since then. How do I remove the past due updates from my credit report?
Hi Guest,

Well, any negative item will stay in your credit report for 7 years. It becomes quite difficult to convince the creditors and remove the negative items from your credit report.

Thanks,

Jerry
Posted on: 22nd Feb, 2013 12:57 am
You can only request your creditor get those negative items deleted from your credit report. The final decision rests upon the creditor.
Posted on: 22nd Feb, 2013 02:00 am
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